Nicholas Bevan
Nicholas Bevan, solicitor, mediator,legal consultant, legal trainer, personal injury claims, employers liability, serious injury, catastrophic injury, road traffic accident 1988, motor insurers bureau, MIB claims, uninsured drivers, untraced drivers, european motor insurance directives, law reform

Solicitor, mediator, consultant and trainer

Nicholas Bevan piawards_winner.jpg, Nicholas Bevan, solicitor, mediator,legal consultant, legal trainer, personal injury claims, employers liability, serious injury, catastrophic injury, road traffic accident 1988, motor insurers bureau, MIB claims, uninsured drivers, untraced drivers, european motor insurance directives, law reform

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Halsbury Rule of Law Award

Reforming compulsory motor insurance for automated vehicles

The UK’s statutory compulsory motor insurance regime, which dates back to the Road Traffic Act 1930, is unfit for purpose in the 21st Century.


Leaving aside the numerous gaps in protection that breach the minimum standard of compensatory protection required under European law, which may not apply for much longer, it fails to provide adequate protection for victims injured by vehicles equipped with advanced forms of automation.  These were first introduced onto our roads in 2017 and they are present in increasing numbers.  


Accidents caused by mechanical and software defects are not caught by the compulsory motor insurance regime that only requires the cover to indemnify against the personal liability of the vehicle’s user.  The strict liability provisions imposed under the Automated & Electric Vehicles Act 2018 only apply to advanced forms of automation.